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descends official protection in mortgage delinquencies

The defaults on mortgages have fallen between the private sector resident since February to March, down from 5.42% to 5.38%. Between credit grantors entities include cooperatives, which are the largest mortgage capital have received since last year, may your mortgage volume increased nearly 3% (2.94%) higher than 2009, reaching 71,283 million euros.

For its part, the banks increased mortgage volume by 0.08% in March last year, amounting to 605.038 million euros, and it banks increased by 1.68% more, to collect 402 809 000 euros.

The low default rate that exists in Spain reveals the faithfulness that people used to pay off their mortgages , being a priority to organize their financial resources, also thanks to lower interest since past under the monthly price of many mortgages.

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Documents needed to buy a flat


The documentation needed to buy a flat , has furnished to the notary to do the writing later and is different depending on whether the floor is newly built or is second hand.

Documents needed for a newly built apartment

• planning will need the card which is the document issued by the municipality.
  
cadastral
• The charter is a document issued by the land.
  
• The certificate of occupancy which is the suitability of the floor for the use to which it applies.
  

Documentacón

necessary for a floor used

• need the latest tax bill and Real Estate paid by the seller.
  
• also need the original deed of the house.
  
• And to complete the certification issued by the president of the Neighborhood.

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Bank Loan to 0.49

With an initial rate of 1.75 the first 6 months and then euribor + 0.49. Given the potential upside CAP has a mortgage that covers the Euribor rises above 3% bank with the following conditions:

• payroll Domiciliar
• Domiciliar two basic receipts
tajerta
• Hiring Hiring
• credit debit card Hiring
• home insurance payment protection insurance Hiring
  

Features Mortgage: "Mortgage without
soil.
-Mortgage No arrangement fee.
-mortgage without life insurance demand.
-Euribor +0.49.