many mortgages have recently discovered they have a mortgage soil, ie much lower than the Euribor, the interest rate that apply to your mortgage has a minimum or floor, which can range from 2% to 4.5% as appropriate.
More than half of the mortgages are ground clauses that may prevent consumers to benefit fully from the slopes of the Euribor, which are referenced indicator in Spain over 95% of mortgages.
Mortgages Banesto and BBVA
soilless
The mortgage Banesto and BBVA have a gap to less than 0.40% Euribor and, of course, have no ground.
Change a mortgage soil to one of these mortgages designed specifically for these cases will be a tremendous savings. One of the key aspects in managing their own money is to cut expenses as much as possible in order to allocate that money to savings and investment.
The money saved every month in exchange for mortgage may be allocated to investment in the stock market , for example. Change an expense by an investment in productive assets is a radical change in the life of the person wearing it out.
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