The roof of a mortgage is a value that may appear on our contracts and providing a limitation on the maximum rate of pay, regardless of the value of Euribor, IRPH, Mint, etc. In mortgages the ceiling maximum rates are really exorbitant finding cases of up to 12%. With
Euribor current drops, it goes without saying that a limitation on our mortgages SOIL could harm us or at least not benefit from these lower levels of Euribor.
In some cases, either because these limitations or other, it might be appropriate to renegotiate the mortgage with our bank, and even benefit if some subrogation with zero cost at least until some time offered various banks .
When a mortgage with a roof
The best time to hire mortgage ceiling is when interest rates are low, since it is less probable that rates will rise a lot and very cheap our insurance against interest rate rises.
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